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Understand how to declare timeshare in the 2026 Income Tax, based on the Federal Revenue rules and Law 13.777/2018.

After investing in timeshare, many people face a common question: **how to declare timeshare in the Income Tax?** What few know is that this model has registration, deeds, and is **legally recognized** by [Law 13.777/2018](https://www.planalto.gov.br/ccivil_03/_ato2015-2018/2018/lei/L13777.htm). In other words, it must be declared like any other asset. Even though it is shared, the acquired fraction represents real property. In cases of [developments like Costao Estaleirinho](https://www.costaoestaleirinho.com.br/blog/costao-estaleirinho-casa-de-ferias-em-balneario-camboriu), this formalization provides more security but also requires attention when filling out the declaration. If this subject still seems complicated, continue reading, as we will explain everything simply in the following topics. ## Is Timeshare Considered an Asset in the Income Tax? Yes, timeshare is considered an asset and must be declared in the Income Tax. Even if the property is shared with others, **the acquired fraction is an individual asset with its own registration and deed**, therefore it must be included in the “Assets and Rights” section of the declaration. Since the enactment of Law No. 13.777/2018, timeshare has gained **legal recognition as a legitimate form of real estate acquisition**. This means that the [Federal Revenue](https://www.gov.br/receitafederal/en) recognizes this type of ownership as real estate, with all the fiscal obligations that entails. The registration is individualized by fraction, and **each owner is responsible for their part**, including when accounting to the Tax Authority. This care is important especially because the Revenue cross-references information with registries and public records. If the timeshare is not properly declared, even with shared use, the taxpayer may fall into the fine-toothed comb for omission of assets. Therefore, declaring correctly is part of the commitment to asset transparency. ## Is There a Difference Between Declaring Timeshare and Traditional Property? Yes, **there is a difference between declaring a timeshare and a traditional property in the Income Tax.** The main difference lies in the form of registration and the ownership fraction: **- - In timeshare, only the acquired part is declared;** **- - In a traditional property, the declaration corresponds to the entirety of the asset.** In practice, this means that when **filling out the “Assets and Rights” section, those who acquired a timeshare need to inform only the fraction in the registration**, not the total value of the property. Another important point is the description. In the **“Identification” field**, it is necessary to make clear that it is a shared ownership system, with specific data: - - of the development; - - of the fraction's registration; - - of the amount paid; and - - of the seller's CNPJ. In traditional properties, the taxpayer informs the full value of the asset and generally does not need to highlight details like fraction or usage period. Therefore, understanding this detail makes all the difference in avoiding inconsistencies and ensuring that the declaration is aligned with Revenue rules. ## How to Declare Timeshare in the IRPF: Step by Step The declaration of a timeshare must be done like that of any other asset, with attention to the **specific fields of the “Assets and Rights” form**. **The main point here is to remember that the acquired fraction has its own registration and must be declared with all formal data of the property**. Below is the step-by-step to fill it out correctly. ### 1. Access the “Assets and Rights” Form Open the Federal Revenue program and go to the **“Assets and Rights” tab.** This is where all patrimonial assets must be informed, including properties under a timeshare regime. ### 2. Choose the Group “01 - Real Estate Assets” The timeshare, even if used for limited periods, is classified as real estate. Therefore, the correct group to select it is **“01 - Real Estate Assets.”** ### 3. Select the Corresponding Code **Most timeshares fall under code “11 - Apartment,” but there are cases where it might be more appropriate to use code “19 - Other real estate assets,”** depending on the type of construction and the structure of the development. It's always important to confirm which applies to your case. The acquisition contract itself usually provides this indication. ### 4. Fill Out the “Discrimination” Field Here, utmost attention is necessary. This field should contain: - - CNPJ of the development or the selling company; - - registration number of the acquired fraction; - - participation percentage or fraction identification; - - amount paid at acquisition; - - name and CPF or CNPJ of the seller; - - location of the property. This set of information proves to the Revenue that it is a legally registered and shared asset. In the case of developments organized like the **[Costao Estaleirinho](https://www.costaoestaleirinho.com.br/pt/blog/multipropriedade-costao-estaleirinho-experiencias-e-investimento)**, this data is generally made clear at the time of purchase. ## How to Declare Financed Timeshare? In the case of **financed timeshare**, the declaration should reflect only the amounts effectively paid until December 31 of the base year of the declaration. This applies to both the down payment and the installments already paid until that date. In the **“Assets and Rights” form**, the filling follows the same previous steps — group, code, and property data. The difference appears in the value fields. In “**Situation as of 12/31/2025**”, report the **total paid up to that date**, including down payment, installments, and any fees already disbursed. It is not necessary to include the total contract value or the outstanding balance. As for financing details, like **the total amount to be paid and remaining installments**, they can be detailed in the **“Discrimination” field**, along with the other asset information. This helps clarify the type of acquisition and avoids doubts from the Revenue. If financing is done by a financial institution, and the paid amounts exceed the mandatory limits, it will also be necessary to fill out the **“Debts and Real Liabilities”** form, indicating the outstanding balance. But for most timeshare contracts, this is not always required, as many operations involve amounts below the obligation threshold. ## How to Declare Timeshare Rental Income? If the timeshare **generated rental income throughout the year, this value must be declared as taxable income.** Even if the property use is shared, the income obtained during the ownership period is the responsibility of whoever enjoyed it and must be informed in the Income Tax. To declare correctly, go to the **“Taxable Income Received from Individuals and Abroad” form.** In this field, **enter the total amount received from the rental during the year, specifying the tenant's name and CPF**, if an individual, or the intermediary company's data, if applicable. It is important to remember that **this type of income is subject to the progressive IR schedule.** In other words, if it exceeds the monthly exemption limit, it will be necessary to calculate and collect the due tax through the carnê-leão throughout the year. At the time of declaration, the taxpayer must only** consolidate the values already declared and paid**, or inform those not yet collected. Even if the rent was sporadic, like during vacation periods, **it cannot be omitted**. The Revenue cross-references information with vacation rental platforms, administrators, and bank accounts. Therefore, it is always safer to keep everything regularized. ## Why is it Important to Declare Timeshare Correctly? Besides being a **legal obligation**, declaring timeshare correctly is a way to protect your own assets. Even if the property is used only for a few weeks a year, it represents a real fraction of ownership and, therefore, needs to be visible to the Federal Revenue. Ignoring or filling it out incompletely can create problems — from selling barriers to inconsistencies in financing or estate succession cases. Here are two points that emphasize why this care should not be overlooked. ### Avoiding the Fine-toothed Comb One of the main risks of omitting or misdeclaring a timeshare is **falling into the fine-toothed comb**. This happens when there is inconsistency between the declared information and the data that the Revenue already has, such as: - - registry records; - - financial transactions; or - - income statements from managing companies. In such cases, **the taxpayer is called to provide clarifications, potentially even facing fines if it is proven there was omission**. Correct filling avoids such mishaps and contributes to a smoother declaration. ### Proving the Evolution of Your Assets Another important point is to maintain the **asset history updated**. When the timeshare is declared from the start, it becomes part of the taxpayer's asset set, clearly demonstrating asset evolution over the years. This care is useful in various situations, from credit requests to a potential sale of the property. And in the case of timeshares with the potential for appreciation like Costao Estaleirinho, this record **helps document investment growth with fiscal support**. Filing the correct declaration of your timeshare in the Income Tax is simpler than it seems, especially when the investment was made in a development with transparent structure and complete documentation. If your goal is to combine **well-being, profitability, and legal security**, it is worth learning about the benefits of timeshare at [Costao Estaleirinho](https://www.costaoestaleirinho.com.br/pt/blog/beneficios-da-multipropriedade-no-costao-estaleirinho). ## In Summary ### What is the Legal Nature of Timeshare? Timeshare has the legal nature of a real right, provided for in Law 13.777/2018. Each fraction has its own registration and deeds, which guarantees the owner all the rights and duties over their part of the property. ### How to Declare Real Estate Shares in the Income Tax? Real estate shares must be declared in the “Assets and Rights” form, group 03 or 99, according to the type of share. It is necessary to inform the amount paid by 12/31, the company's CNPJ, and contract details in the discrimination field.

Does fractional ownership have a deed? Understand how the registration works in a registry and why this model guarantees legal security for the owner.

The decision to purchase a property always comes with a major concern: legal security. When it comes to a shared acquisition model, this concern can be even greater. Therefore, understanding if and how the **deed of fractional ownership** works is the starting point for those who wish to acquire a share with peace of mind. Many people wonder if the deed of fractional ownership offers the same protection as the purchase of a traditional property. The answer is yes. In this article, we will explain how the official documentation proves your ownership rights and guarantees legal security. Keep reading. ## What is a property deed? Before specifically discussing fractional ownership, it is important to understand the role of the deed in any real estate transaction. ### Understand the role of the deed before discussing fractional ownership The **public deed** is the legal document, drawn up in a Notary Public, that formalizes the contract for the purchase and sale of a property. It contains all the information about the transaction: - identification of the buyer and seller - detailed description of the property - agreed value - method of payment However, the deed alone **does not transfer ownership**. It is only the first step in the process. The effective transfer occurs when the document is registered in the **competent Land Registry Office**. This registration makes the ownership public and legal. Hence the well-known expression in the real estate market: > “Only the one who registers is the owner.” ## Does fractional ownership have a public deed? Yes. The great legal evolution of the fractional ownership model in Brazil happened with **Law No. 13,777, of 2018**, which formally regulated this regime in the Civil Code. This means that the buyer does not acquire just a usage right, as is the case in vacation clubs or lodging programs. They become **the owner of a fraction of the property**, corresponding to a specific period of use. As with any real estate acquisition, this transaction is formalized through a **public deed**. The **deed of fractional ownership** formalizes the purchase of the share and has the same legal validity as the deed of a traditional property. ## What guarantees does the fractional ownership deed offer? More than just a formal document, the deed represents an important legal guarantee for the owner. Here are the main protections it provides. ### Security in buying and selling the share The fractional ownership deed proves that you are the legitimate owner of the acquired share. This ensures security in future negotiations, should you decide to sell or transfer your share. The document confirms that the asset is duly formalized and registered. ### Transparency about rights and duties The deed describes exactly what is being acquired: - the ideal fraction of the property - the corresponding usage period - the complete description of the unit Additionally, it is linked to the **condominium agreement**, which defines rules for usage, maintenance of common areas, and cost-sharing. This set of documents ensures transparency for all owners. ## How does the registration of fractional ownership work in a registry? Registration in a registry is what legally consolidates ownership rights. In the case of fractional ownership, the registration system works as follows: - the development has a **main registry**, called the **mother registry** - from it, **individual registries for each time share** are opened In practice, each share has: - its own registration number - owner identification - corresponding usage period This means that your share is legally recognized as an **independent real estate asset**. This system ensures legal security and facilitates potential future transactions. ## Does the fractional ownership deed allow the property to be sold or inherited? Yes. One of the main characteristics of fractional ownership is precisely the fact that it is a **real property**, registered in a registry. This means that the owner can: - sell their share - transfer it to third parties - donate - pass it on as inheritance In the event of death, the share becomes part of the owner's estate and is transferred to heirs through probate, just like any other property. ## Discover the fractional ownership at Costao Estaleirinho Now that you understand how the fractional ownership deed works and the legal security of this model, it is worth seeing how it applies in practice. The **Costao Estaleirinho**, in Balneário Camboriú, offers the opportunity to have a **vacation home on one of the most desired beaches of the Santa Catarina coast**, with all the organization and security of the fractional ownership model. With professional management, complete infrastructure, and a privileged location at Praia do Estaleirinho, the development was designed for families who want to enjoy the coast with more peace of mind. Discover the Costao Estaleirinho and find a new way to enjoy your vacations on the Santa Catarina coast. **Image credits:** Freepik

Plan your vacation in Balneário Camboriú with a 5-day itinerary and discover where to stay with more comfort and practicality for the family.

Planning a vacation in Balneário Camboriú, one of the most sought-after destinations on the Santa Catarina coast, is a frequent choice for families looking for leisure, good infrastructure, and beautiful landscapes. The city combines nature and modern urban infrastructure with attractions for different visitor profiles. Even so, finding accommodation that combines space, privacy, and practicality can be a challenge. Many families look for a place that provides comfort and convenience, allowing them to make the most of their time together. To aid in this decision, this guide presents a complete 5-day itinerary and an accommodation alternative designed for those who want to experience the city with more tranquility. ## Why is Balneário Camboriú an ideal destination for families? Before setting up the itinerary, it's worth understanding why the city is considered one of the best family destinations in the country. Balneário Camboriú stands out for its safety, comprehensive tourist infrastructure, culinary variety, and attractions for all ages. The recently widened Central Beach avenue offers ample space for walking, sports, and leisure moments. Moreover, the city brings together attractions that ensure varied entertainment, such as Interpraias, FG Big Wheel, Pirate Ship, Beto Carrero World (in Penha), and the Cyro Gevaerd Environmental Complex. The southern region of the city, where Estaleirinho Beach is located, provides a quieter environment, surrounded by preserved nature and beaches with the Blue Flag environmental quality certification. ## 5-day itinerary in Balneário Camboriú: what to do? Check out a balanced suggestion to enjoy the best of your vacation in Balneário Camboriú. ### Day 1 – Beaches of Balneário Camboriú Explore the Interpraias Road, which connects beaches such as Laranjeiras and Taquaras (Blue Flag certified). Among the quieter ones, Estaleiro and Estaleirinho are ideal for families. It is here that Costao Estaleirinho is located, in an area surrounded by nature. Those who prefer waves can visit Buraco Beach or Amores Beach. Central Beach stands out for convenience and urban structure. ### Day 2 – Theme parks and fun Set the day aside for attractions that please all ages. The [Unipraias Park](https://www.unipraias.com.br/) connects Barra Sul to Laranjeiras Beach by cable car, offering viewpoints, trails, and activities like ziplining and mountain sledding. Multipark, adjacent to Costao Estaleirinho, is a great option with an artificial beach, lazy river, and water slides. Other suggestions include: - [Pirate Adventure](https://www.aventurapirata.com.br/) - [Classic Car Show](https://www.classiccarshow.com.br/) - [Jurassic Adventure](https://www.aventurajurassica.com.br/index.php) ### Day 3 – Tourist spots and panoramic views The Cristo Luz, standing 33 meters tall, offers a broad view of the city, especially at night. The Pontal Norte Deck and the jetties of Barra Norte and Barra Sul are also great spots to admire the landscape and sunset. ### Day 4 – Gastronomy and shopping The city offers a variety of restaurants, with a focus on fresh seafood and diverse cuisine. The Barra Sul neighborhood houses excellent gastronomic options. Atlantica Avenue and 1500 Street also feature bars and restaurants. For shopping, Brazil Avenue, Atlântico Shopping, and Balneário Shopping are reference points. ### Day 5 – Attractions for the whole family The Pirate Ship provides a thematic tour along the coast to Laranjeiras Beach, with performances and interaction. The FG Big Wheel at Pontal Norte offers a panoramic view of the city. Space Adventure presents an immersive experience in space exploration. ## What is the best type of accommodation for a family vacation? After busy days exploring, the comfort of your accommodation makes all the difference. For families seeking more space and practicality than traditional hotels or vacation rentals, the Costao Estaleirinho offers a unique alternative. The establishment operates on a timeshare model, allowing each family to own a fraction of the property, with the right to use it during specific weeks throughout the year, with a title and the possibility of hereditary transmission. All maintenance, cleaning, and structural management is professionally handled, providing predictability and practicality. Costs are shared among the owners, making the model more organized and affordable. Located in Estaleirinho Beach, next to Multipark, Costao Estaleirinho combines nature, complete leisure infrastructure, and easy access to the city's main attractions. It is a way to make vacations in Balneário Camboriú a family tradition with organization and peace of mind. Discover the Costao Estaleirinho and find a new way to enjoy your vacation on the Santa Catarina coast. ## In summary **What attractions does Balneário Camboriú offer beyond Central Beach?** The city features more secluded beaches accessed via Interpraias, the Unipraias Park, FG Big Wheel, Cristo Luz, themed tours, and a wide gastronomic offering. **What is the advantage of timeshare as accommodation for families?** Timeshare allows you to own a fraction of a property, with guaranteed use during specified periods, sharing maintenance costs and benefiting from professional management, bringing more organization and predictability to vacations.

The multiproperty law (Law 13.777/18) guarantees legal security and defines the rights and duties of those who acquire shared properties. Understand how it works!

For many people, the idea of having a vacation home in a sought-after place like the coast, with all maintenance costs and taxes, may seem like a distant dream. Multiproperty, although it already existed as a shared property model, generated legal uncertainties before specific legislation. The **multiproperty law [(Law No. 13.777/18)](https://www.planalto.gov.br/ccivil_03/_ato2015-2018/2018/lei/L13777.htm)** marked a turning point by providing a secure and transparent environment for those seeking a practical and conscious way to enjoy incredible destinations. Continue reading to learn the key points of this legislation and how it protects your **property rights**. ## What is the multiproperty law (Law No. 13.777/18)? Law No. 13.777/18 was created to regulate and formalize the multiproperty regime in Brazil. ### Understand what changed with the arrival of Law No. 13.777/18 The legislation amended the Civil Code and the Public Records Law, elevating multiproperty to the status of a **real property right**. This means that the multiproperty owner now has a solid legal guarantee over their fraction. Unlike timeshare, the multiproperty law transforms use into **real property**, representing an important legal advancement. ## How does the multiproperty law define the shared property model? The multiproperty law, specifically in Article 1.358-C of the Civil Code, defines the regime as a type of condominium where each owner holds a **fraction of time**, ensuring the right to exclusive use of the property for a determined period each year. In practice, this means that each buyer has an **individual registry in the notary's office**, proving ownership of their fraction. This legal definition was fundamental in granting security and credibility to the model. The regime differs from the traditional condominium, where possession is continuous and shared. In multiproperty, exclusivity is **temporal**. During their period, the owner can use the property as if they were the sole owner. It is also not a lease or lodging: the multiproperty owner is not a guest but a **real property owner**. ## What is the objective of the multiproperty law? The main objective of the multiproperty law is to fill a legal gap that existed in the Brazilian real estate market. By providing legal grounding to the regime, the legislation protects both purchasers and developers. The law also establishes clear guidelines for management and conflict resolution. Before it, the absence of specific regulations generated uncertainty and disputes among co-owners. ## To whom does the multiproperty law apply? The multiproperty law applies to all developments adopting this regime in Brazil, including resorts, residential condominiums, and beach houses. To be valid, multiproperty must be formally instituted through an instrument recorded in a notary's office. The legislation also governs relationships between co-owners, administrators, and third parties. It is the multiproperty law that ensures the **individual registry of the time fraction**, securing property rights and distinguishing the model from other forms of sharing without equivalent legal protection. ## What are the main points defined by the multiproperty law? ### The right to the time fraction and exclusive use of the property The law defines that each [multiproperty owner](https://www.costaoestaleirinho.com.br/pt/blog/beneficios-da-multipropriedade-no-costao-estaleirinho) is entitled to an annual time fraction, not less than seven days, which can be: - **Fixed**, with use always on the same dates; - **Floating**, allowing choice according to availability. The right of use extends to the facilities, equipment, and furniture that accompany the property. ### The indivisibility of the property One of the pillars of the multiproperty law is the indivisibility of the property. It cannot be dissolved or divided by condominium action, ensuring legal stability for all co-owners. The only possibility is the sale of the **time fraction**, maintaining the property as shared ownership. ### The obligation of a professional administrator The law requires that the multiproperty condominium be managed by a **professional administrator**, responsible for management, maintenance, reservations, and expense collection. ## What are the rights and duties of the multiproperty owner according to the law? ### Right to use, enjoy, and dispose of their time fraction The multiproperty owner is entitled to the exclusive use of the property during their period, including facilities and furniture. The legislation also guarantees the right to **dispose of the fraction**, allowing sale, transfer, donation, or inheritance, which reinforces the patrimonial nature of the model. ### Duty to pay ordinary and extraordinary expenses In return, the multiproperty owner must contribute with: - Ordinary expenses (water, electricity, maintenance); - Extraordinary expenses (renovations and improvements). The apportionment is proportional to the time fraction, and default may result in suspension of the right of use until regularization. ### Responsibility for furniture and facilities The law assigns the user of the period the responsibility for the conservation of the property and goods. Damages are charged to the owner who used the space during the corresponding period. ## How does the multiproperty law protect your property rights? ### Guarantees legal security With inclusion in the Civil Code, multiproperty became a real right, recorded in a notary's office and enforceable against third parties. This ensures that the fraction is linked to the owner's name, with legal protection equivalent to that of a traditional property. ### Defines clear management rules The requirement for a professional administrator and specific convention prevents amateur management and conflicts, ensuring adequate preservation of the assets. ### Brings transparency among co-owners The legislation defines voting rules, financial obligations, and decision-making in assemblies, strengthening trust and coexistence among owners. ## Get to know the multiproperty at Costao Estaleirinho Discover the multiproperty at **Costao Estaleirinho** in Balneário Camboriú, a development that combines comfort, nature, and legal security. The proposal is to offer you the opportunity to have a **vacation home** in a prime location, without the worries and costs of an exclusive-use property. Take advantage of the security of the multiproperty law to make a **conscious choice for your leisure and well-being**. Visit the [Costao Estaleirinho](https://www.costaoestaleirinho.com.br/pt) website and discover a new way to live the Santa Catarina coast.

Planning a family vacation can be simple. Check out tips on destinations, itineraries, and budgets to create unforgettable moments.

The daily rush, professional responsibilities, and busy routine often make us feel like family time is slipping through our fingers. When the long-awaited family vacation approaches, a lack of organization can turn what should be relaxation into a source of stress. Last-minute reservations, destinations that don't appeal to everyone, and the feeling that the days off weren't truly enjoyed enter the picture. If this scenario sounds familiar, know that there is a solution. Planning, far from being a burden, is the first step to ensuring your trip is synonymous with tranquility, connection, and unforgettable memories. To help you, we have prepared this article with tips that will help you organize the perfect trip. Keep reading! ## How to Plan a Family Vacation? Planning a family vacation doesn't need to become a soap opera. The idea is simple: understand the budget, choose a destination that pleases both kids and adults, pick the right time, and create a light itinerary. ### Step-by-Step to Make the Most of Your Time with Loved Ones In the following lines, each step is presented practically to balance costs, preferences, and time—with room for pleasant surprises and guilt-free breaks. ### Define the Trip Budget The first step for a stress-free family vacation plan is to know how much you can invest in the trip. Set a total amount and distribute it among the main spending categories: transportation (air or land), accommodation, food, tours, and a reserve for shopping or unforeseen events. ### Choose the Ideal Destination for Everyone Choosing the destination is one of the most important decisions. To make it a success, involve everyone in the conversation, especially the children and teenagers. Consider the family’s profile. Does the group prefer the hustle and bustle of the city, the tranquility of the beach, or the fresh mountain air? Look for a place that offers attractions for different age groups, balancing everyone's interests. ### Decide the Best Time to Travel Besides aligning with school and work vacations, research high and low seasons at the chosen destination. Traveling in the low season can mean lower prices and fewer crowds. Also, check the weather conditions at the desired time to avoid surprises like intense rainy periods. ### Create an Itinerary with Activities for All Ages Having an itinerary helps to optimize time, but it doesn't have to be rigid. Research the main attractions and set up a flexible schedule, mixing tours that please everyone with free moments for relaxation or spontaneous activities. Include leisure options for the children, like parks and playgrounds, and also programs that adults enjoy, such as a special dinner. The secret is balance. ## What are the Best Family Vacation Destinations in Brazil? Brazil has a diversity of settings that please all types of travelers. Whatever your choice, the country offers incredible experiences for your family vacation. Discover the main ones! ### Sun and Beach The Brazilian coast invites you to relax and have fun. Destinations like **Maragogi (AL)**, dubbed the “Brazilian Caribbean,” captivate with their natural pools of crystal-clear waters, perfect for children. In the Northeast, another excellent option is **Porto de Galinhas (PE)**, with a great structure of resorts and raft rides. In the South, **Balneário Camboriú (SC)** is a sure choice, with beaches providing all the amenities for a peaceful family day. ### Mountain Climate If your family enjoys the charm and coziness of the cold, the **Serra Gaúcha** is the ideal destination. **Gramado and Canela (RS)** offer a European atmosphere, with theme parks, chocolate factories, and delicious cuisine. In São Paulo, **Campos do Jordão** also stands out, with beautiful gardens, cable car rides, and remarkable architecture. ### Ecotourism and Adventure For families who can't do without nature, Brazil has true treasures. **Foz do Iguaçu (PR)** impresses with the grandeur of the Iguaçu Falls and the Bird Park. Another unmissable destination is **Bonito (MS)**, where it is possible to float in crystal-clear rivers and observe aquatic life in a unique way. ## Why is Balneário Camboriú One of the Best Family Vacation Destinations? Known as the “Brazilian Dubai,” Balneário Camboriú, in the state of Santa Catarina, is one of the most complete destinations in the country. Understand why below! ### Safe Beaches with Infrastructure The Balneário Camboriú seafront is one of its major attractions. **Praia Central**, with its calm waters and extensive boardwalk, is perfect for a quiet day with the kids. For those seeking more peace during a family vacation, beaches like **Estaleirinho**, where **Costao Estaleirinho** is located, are a refuge amidst nature. These beaches have the **Blue Flag certification**, which ensures environmental quality, safety, and accessibility. ### Attractions Beyond the Beach The fun continues even off the sand. The **Parque Unipraias** connects three stations via cable cars, offering spectacular views and activities for the whole family. The **FG Big Wheel**, one of the largest Ferris wheels in Latin America, provides an unforgettable panoramic view of the city, while the **Oceanic Aquarium** delights children and adults with the diverse marine life. ### Gastronomy for All Tastes The city is a true gastronomic hub, capable of pleasing all palates. Avenida Atlântica and its surroundings gather everything from sophisticated restaurants focused on seafood to Italian trattorias, burger joints, and pizzerias that delight the kids. ## How Does Timeshare Facilitate Annual Vacation Planning? Imagine being able to eliminate most of the stress from planning a family vacation every year. With **timeshare**, it's possible. ### Ensures a High-Standard Destination Without Hotel Costs In timeshare, you own a fraction of a property in a resort, guaranteeing accommodation every year with comfort and economy. This eliminates the rush for reservations and surprises with dynamic pricing, maintaining leisure infrastructure and services always available. ### Encourages the Family to Make Time for Leisure Having a pre-set date to use your vacation home creates an annual commitment to rest and family bonding, making leisure a priority. ### Offers Financial Predictability With maintenance costs spread among owners and paid in annual fees, it's easier to plan the travel budget, without surprises in accommodation. ## Meet Costao Estaleirinho: Your Vacation Home in Balneário Camboriú The **Costao Estaleirinho** embodies all these benefits in one of Brazil’s most desired destinations. Here, timeshare is translated into a **vacation home with all the infrastructure of a resort**, ensuring perfect family vacations year after year. **Discover how easy it is to make family vacations a tradition. Get to know Costao Estaleirinho!**

How much does a beach house cost? Discover the costs that go beyond the purchase price and understand how fractional ownership can be the smartest alternative.

The dream of having a retreat on the coast is shared by many families. Knowing how much a beach house costs, however, goes far beyond the purchase price. Ongoing costs can turn the dream of a beach house into an expense that's difficult to sustain. Market data indicates a higher cost of living on the coast. There is the notion that expenses end with the acquisition, but taxes, fees, and constant maintenance elevate the total spending. Sea air, for example, accelerates material degradation. This article demystifies how much a beach house costs, showing the expenses that many overlook. We will show the actual cost of maintaining a beach property, detailing expenses that many do not consider, such as fees, maintenance, and security. ## So, how much does a beach house cost? Understand what's behind the purchase and maintenance value Defining the exact value of how much a beach house costs is difficult, as the purchase price depends on location, size, standard, and infrastructure. Balneário Camboriú, where **Costao Estaleirinho** is located, has a highly valued square meter, with properties ranging from hundreds of thousands to millions of reais. However, focusing solely on the acquisition price is a mistake. This value is just the beginning. After purchase, a cycle of fixed and variable expenses begins to form the actual cost of ownership. A beach house, especially if used only a few times a year, requires a constant and well-planned maintenance budget. ## Cost of a beach house: what do most people not reveal? Information about the cost of a beach house usually focuses on the real estate market and the purchase price. The operational and maintenance costs that arise after acquisition are often omitted. Studies quantify this reality. Financial specialist **Paulo Portinho**, for example, in 2012, calculated the annual cost of a second residence (valued at R$ 400,000 + renovation). The result? More than **R$ 53,000 per year**, summing direct expenses and the opportunity cost of invested capital. These expenses can lead to financial stress. And when leisure becomes a concern, the meaning of vacations is lost. The lack of frequent use can even increase certain expenses, such as preventive maintenance and security against invasions or weather-related damage. Ignoring these recurring expenses leads to budget surprises. ## What are the invisible costs of a beach house? Portinho's calculation, which exceeds R$ 53,000 annually, exemplifies the weight of invisible costs. This value includes the opportunity cost (R$ 28,600/year in the study) and more than R$ 24,000 in direct annual expenses. Let's detail the main components of these costs: ### Property taxes and other levies Taxes are among the most relevant and often neglected fixed expenses. Property taxes in tourist coastal cities tend to have high rates, reflecting the valuation and demand for services. A survey by **Quinto Andar** showed that coastal cities dominate the ranking of the most expensive per capita property tax in Brazil, such as Ilha Comprida (SP) and Bombinhas (SC). This occurs due to the high standard of properties and focus on tourism. Depending on the exact location (“on the sand”), there may also be a **Navy Fee (land tax)**. Add to this municipal fees such as garbage collection. ### Condominium and maintenance fees If the property is in a condominium, the monthly fee will be a high fixed cost. Even outside a condominium, maintenance is expensive and greater than in urban properties. Sea air accelerates metal corrosion, damages paint, and electronics. In **fractional ownership**, these costs are shared among co-owners, making the amount more predictable and accessible. Humidity requires attention with mold and leaks. Preventive maintenance (special painting, roof inspections) is a continuous and necessary expense. Portinho's calculation estimates annual expenses only with basic maintenance and cleaning at around **R$ 2,600** (for the R$ 400,000 property). ### Insurance and security Home insurance on the coast tends to be more expensive due to weather risks, corrosion, and especially because the property may be unoccupied. This increases vulnerability to theft. Therefore, investing in security systems or hiring surveillance (estimated at R$ 1,200/year in the study) can become an additional fixed expense in the budget. Home and content insurance also add annual values (estimated at R$ 1,390/year). ### Staff and service costs A beach house requires care, even when empty. Gardening and pool cleaning (if any) generate recurring expenses. For those who don’t live in the city, a caretaker or management company may be necessary. Portinho's study calculated an annual cost of **R$ 4,800** just with part-time employees. Basic bills (water, electricity, internet, estimated at R$ 3,000/year) remain active, even when not in use. ## What is the difference between the cost of a beach house and fractional ownership? After knowing the costs of maintaining a house, it is important to understand how fractional ownership differs. Against an annual cost that can exceed R$ 50,000, fractional ownership emerges as an alternative model. - **Traditional beach house:** 100% of the property is purchased, and you bear all expenses, even if using only a few weeks a year. - **Fractional ownership:** a fraction of the property is purchased, with a defined annual usage right. Total costs are divided among the owners. The difference lies in the dilution of fixed expenses. In fractional ownership, you pay proportionally to the acquired usage time. ## Why is fractional ownership the smartest alternative to owning a beach house? For those looking for a high-standard property on the coast, fractional ownership reconciles desire and financial rationality. - **Affordable cost** - **Diluted expenses** - **Professional maintenance** - **Added services** - **Optimized asset use** - **Accessible high standard** Fractional ownership is **real ownership with a deed**, but optimized. You have your retreat at the beach, with legal security, without the financial burden of full ownership. Answering how much a beach house costs requires looking at ongoing expenses. By doing this math, fractional ownership presents itself as the option that unites the desire of a coastal property with conscious financial management. **Discover a new luxury property model on the coast of Santa Catarina. Get to know Costao do Estaleirinho Residence Club.** ## Summing up ### How much does it cost to maintain a beach house? Maintaining a beach house involves significant annual costs that go far beyond property taxes, potentially exceeding R$ 50,000 per year, depending on the property's value and location. ### Is it possible to build a house with 100,000 reais? Considering the high values of the coast and associated costs, R$ 100,000 is insufficient to build a beach house in valued locations.

Discover the best water park in Balneário Camboriú and other amazing attractions to enjoy with your family. Check out the complete guide!

Balneário Camboriú is undoubtedly one of the most complete and sought-after destinations in Brazil, attracting visitors with its stunning beaches and a leisure infrastructure that goes beyond the shoreline. The water park in Balneário Camboriú is a must-stop for those seeking family fun. Therefore, if you are planning your trip and want to include unforgettable moments in your itinerary, you've come to the right article. Discover the main aquatic attraction and other must-see activities in the city. ## What is the main water park in Balneário Camboriú? ### Discover Multiparque, the new entertainment hub of Santa Catarina Opened in November 2024, **Multiparque** has already become one of the main entertainment spots in the region. Located on Rodovia Interpraias, amidst the Atlantic Forest and near the city's most beautiful beaches, the complex offers fun, adrenaline, and leisure for all ages. - **Candy Island:** a playful and colorful space where children can venture on water slides, a wet playground, and interactive toys. - **Baby Space:** designed so that parents can closely monitor their babies' fun with full safety. - **Master Tower:** the park's most thrilling attraction, with five water slides of different intensity levels. - **Maverick:** an unmissable experience for those seeking adrenaline, descending at high speed on a raft. - **Artificial Beach:** ideal for relaxation, with a real wave pool of 3,200 m², soft sand, heated water, and ambient music. - **Lazy River:** a peaceful ride on rafts through gentle, heated rapids. - **Hammock Area:** an exclusive space to rest amidst nature and recharge your energy. ### Important information for your visit to Multiparque Aiming at the safety and comfort of all, the park has some rules. It is necessary to wear appropriate swimwear, with lycra or tactel advised for the water slides. For safety reasons, people with injuries, pregnant women, or those with certain health conditions should not use the more extreme rides. Children under 5 years old enter for free, and small snacks and baby food are allowed. Find more information on the official Multiparque website. ## What are the other parks and attractions in Balneário Camboriú? Besides the water park in Balneário Camboriú, there are several attractions that make the city perfect for all ages. - **Unipraias Park:** a tourist complex connecting Central Beach to Laranjeiras Beach via aerial cable cars. - **Raimundo Gonçalez Malta Natural Park:** a green refuge in the city, ideal for walking and contact with nature. - **Dog Park:** a space dedicated to pets. - **Muve Indoor:** an indoor trampoline park, perfect for rainy days. - **Pirate Adventure:** a themed attraction with treasure hunts and interactive characters. - **Oceanic Aquarium:** one of the largest aquariums in Southern Brazil, with over 140 species. - **Space Adventure:** an immersive attraction about space exploration, with original NASA items. - **FG Big Wheel:** an 82-meter-tall Ferris wheel with panoramic views of the coast. - **Dinosaur Park (Jurassic Adventure):** a themed park with life-size animatronic replicas. - **Cristo Luz:** an iconic monument with night views and light shows. ## Is it worth having a holiday home near a water park in Balneário Camboriú? Can you imagine having access to all this fun just minutes away, without the worry of long commutes or the rush of a tourist itinerary? Owning a holiday home in Balneário Camboriú, especially close to major entertainment centers like Multiparque, completely transforms the travel experience. The proximity to the main attractions results in more time to enjoy and less time in traffic. It means the freedom to visit a park in the morning and relax in the comfort of home in the afternoon. Moreover, having a fixed spot in the city encourages the family to return every year, strengthening bonds and creating a holiday tradition. This is exactly the proposal of **Costao Estaleirinho**, which combines the comfort of a resort with the freedom of a holiday home. Located next to Multiparque and with privileged access to the region's most charming beaches, the development offers the opportunity to have your own holiday home through the **fractional ownership** system, with all the infrastructure of a resort. Want to make this dream a reality? Visit the **Costao Estaleirinho** website and discover a new way to live your holidays! Photo credit: Freepik

Want to turn your vacation home into a passport to the world? Learn what RCI is and how this exchange system connects you to thousands of destinations.

The desire to explore new destinations may seem limited by a fixed vacation property. To combine the security of ownership with the freedom to travel, the first step is to understand what RCI is and how it works. This exchange proposal transforms your property into access to the world. Below, we detail how this platform works and the advantages of a new model for planning your trips. You will understand why this system is changing how families enjoy their vacations. ## What is RCI? **RCI (Resort Condominiums International)** is the world's largest vacation exchange company, connecting thousands of timeshare owners. Founded in 1974, it operates as a network that connects timeshare property owners from different developments. RCI does not own the hotels but functions as an exchange platform. An affiliated owner can "deposit" their week of use and, in return, "withdraw" a week in one of the more than **4,300 affiliated resorts in about 110 countries**. ## How does RCI work? Understanding how RCI works involves an exchange process that assigns a value to your property to be used in other experiences. The flow occurs in three stages. ### Choose the affiliated development The first step is to own property in a development affiliated with RCI. The affiliation attests to a quality standard, as RCI has standards for hospitality and infrastructure. The quality of your home resort determines the exchange power you will have. **Costao Estaleirinho**, for example, is an RCI-affiliated development, ensuring owners immediate access to the international network. ### Deposit your weeks to earn points After acquisition, you can "deposit" your weeks of use on the platform. RCI evaluates your week based on factors such as the resort's standard, the unit's size, and the time of year. This evaluation generates a value in points, which become your travel credit. For example, if your week is during the high season in Balneário Camboriú, it may be worth more points for exchange. ### Exchange your points for new destinations With points in your account, you explore the catalog of destinations. The platform allows you to search by countries or types of trips. Upon finding your desired resort, you use your points to confirm the reservation and pay an exchange fee to complete the operation. These three steps define, simply, how RCI works: a cycle of depositing, accumulating, and exchanging. It's an intelligent way to turn your property into experiences around the world. ## What are the advantages of being associated with RCI? Being part of the RCI network opens up a range of possibilities for the traveler. - **Variety of destinations:** use your property in Balneário Camboriú one year and stay in Orlando or Cancun the next. - **Quality standard:** affiliated resorts meet quality requirements, ensuring a good level of comfort. - **Cost-effectiveness:** accommodation in complete apartments at a cost (exchange fee) generally lower than similar hotels. - **Versatility:** the points system allows choosing the size of the property, the duration of the stay, and the destination, adapting to different life stages. Costao Estaleirinho follows the same quality standard that has already made Costao do Santinho a hospitality benchmark. ## What are the costs involved in RCI? Like any exchange system, RCI has some fees that keep the network running. The costs are divided into: - **Your home resort fees:** responsibility for the annual maintenance fees of your share. - **RCI membership fee:** an annual fee to remain an active member of the network. - **Exchange fee:** fee charged for each destination exchange made. ## Do RCI points expire? Yes. Accumulated points are valid for up to **two years**, which can be extended with an additional fee. ## Is it possible to rent or lend the weeks? This option is linked to your timeshare title. In **Costao Estaleirinho**, the owner can put their weeks in the **rental pool**, benefiting from the asset even when they cannot travel. Within RCI, there is also the option to issue a **Guest Certificate**, allowing friends or family to use the exchange week on your behalf. ## Why is RCI synonymous with security and credibility in your vacation investment? RCI has established itself as a market leader due to its credibility. Operating since 1974, it has built a global and reliable vacation exchange model. A resort's affiliation with the network serves as a quality certification, protecting the member in destinations they have not yet visited. This trust is reinforced by lasting partnerships, such as the relationship that RCI maintains with the **Costao** brand, through the **Costao do Santinho Resort** in Florianópolis. ## Costao Estaleirinho guarantees vacations around the world with RCI Now that you understand what RCI is, it becomes clear that investment in **Costao Estaleirinho** is a gateway to global tourism. The development connects you to international destinations without giving up the comfort of the Santa Catarina coast. From the start of sales in August 2024, those who purchase a **two-week share** in this development — designed with **180 apartments for 2028** — already guarantee access to the RCI network. Thus, your retreat in Balneário Camboriú becomes an asset for traveling the world. Visit the official website and learn all the details about Costao Estaleirinho. ## Summarizing ### Where can I travel with RCI? As a member, you have access to more than **4,300 affiliated hotels and resorts in about 110 countries**, including beach, mountain, and major city destinations. ### Do I need to use my weeks every year not to lose them? Not necessarily. The system offers flexibility: you can deposit your points for use within two years, extend this period, or put your weeks into your resort's rental pool.